A New Brunswick charity needed last-minute event insurance for a major fundraiser. Their broker secured comprehensive event liability coverage in just two days.
Published December 28, 2025
The Fredericton Children's Foundation was hosting their annual winter gala, expected to draw 500 attendees. Just one week before the event, their venue informed them that their existing liability insurance was insufficient and they needed specific event coverage with the venue named as additional insured.
With traditional application processes taking weeks, the foundation contacted Atlantic Trust Brokers in a panic. Our commercial team treated this as an urgent case and immediately reached out to specialty event insurance markets.
Within 48 hours, we secured: - $5 million event liability coverage - Liquor liability for the hosted bar - Venue named as additional insured - Event cancellation coverage for weather-related issues - Volunteer accident coverage
The total premium was $1,200, a fraction of what the foundation feared it might cost. The certificate of insurance was delivered to the venue within the required timeframe, and the gala went ahead as planned, raising $125,000 for children's programs.
The foundation has since engaged Atlantic Trust for their year-round organizational insurance, and our broker serves on their advisory board on a volunteer basis.
This case demonstrates the irreplaceable value of broker relationships, especially when time-sensitive insurance needs arise.
“We thought we would have to cancel our biggest fundraiser of the year. Our broker moved mountains to get us insured in two days. They saved our event and, more importantly, they saved the programs that depend on the funds we raised.”
- Client of Atlantic Trust Brokers
$125,000
Impact Value
48 hours turnaround
Time Impact
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