Insurance Disclaimer
Last updated: January 1, 2025
Directory Service Only
AtlasBrokers is an informational directory service. We are not an insurance company, insurance broker, insurance agent, or financial advisor. We do not:
- Sell, solicit, or negotiate insurance policies
- Bind or issue insurance coverage of any kind
- Provide insurance quotes or pricing
- Provide personalized insurance or financial advice
- Guarantee or endorse any particular broker or insurance product
No Professional Advice
The information provided on this website is for general informational purposes only and should not be construed as professional insurance, financial, legal, or tax advice. Every insurance situation is unique, and you should consult directly with a licensed insurance professional before making any insurance decisions.
Broker Information Accuracy
While we make reasonable efforts to ensure the accuracy of the broker information displayed on our website, we cannot guarantee that all information is complete, accurate, or up to date. Broker details including contact information, business hours, insurance lines offered, and licensing status may change without notice.
Always verify a broker's licensing status directly with your provincial insurance regulator before engaging their services. Provincial regulators include:
- Ontario: Financial Services Regulatory Authority of Ontario (FSRA)
- Quebec: Autorité des marchés financiers (AMF)
- British Columbia: BC Financial Services Authority (BCFSA)
- Alberta: Alberta Insurance Council (AIC)
- Manitoba: Insurance Council of Manitoba (ICM)
- Saskatchewan: General Insurance Council of Saskatchewan
- Nova Scotia: Superintendent of Insurance, Nova Scotia
- New Brunswick: Financial and Consumer Services Commission (FCNB)
- Newfoundland and Labrador: Superintendent of Insurance
- Prince Edward Island: Superintendent of Insurance
No Endorsement
The listing of any broker on AtlasBrokers does not constitute an endorsement, recommendation, or guarantee of the quality of their services. Listings may include brokers who have claimed their profiles as well as brokers who have not verified their information. A "claimed" or "verified" status on our website indicates only that the broker has gone through our verification process and does not imply any guarantee of service quality.
Insurance Coverage
Insurance coverage is subject to the terms, conditions, limitations, and exclusions of the specific policy issued by the insurer. Coverage availability and pricing vary by province, individual circumstances, and the specific insurer. Any coverage descriptions on our website are general overviews and may not reflect the specific terms of any policy.
Third-Party Content
Our website may contain links to external websites, including broker websites and provincial regulator sites. We are not responsible for the accuracy, content, or practices of any third-party websites. The inclusion of external links does not imply endorsement.
Limitation of Liability
AtlasBrokers shall not be held liable for any loss, damage, or harm resulting from reliance on information provided on this website, including decisions regarding the selection of an insurance broker or insurance product. Users assume all risk associated with their use of this website and any interactions with brokers listed herein.
Contact
If you have questions about this disclaimer, please contact us at legal@atlasbrokers.ca.