Your complete guide to insurance in British Columbia. Compare average costs, explore coverage types, and find licensed brokers across the province.
Everything you need to know about car insurance in Canada, from mandatory coverage to saving on premiums. Find the best rates and coverage options in British Columbia.
A comprehensive guide to homeowners insurance in Canada, covering property protection, liability, and policy options. Find the best rates and coverage options in British Columbia.
Protect your Canadian business with the right insurance coverage, from general liability to professional indemnity. Find the best rates and coverage options in British Columbia.
Learn about life insurance options in Canada, from term to whole life, and how to protect your family's financial future. Find the best rates and coverage options in British Columbia.
Stay protected while travelling abroad with comprehensive travel insurance covering medical emergencies, trip cancellation, and more. Find the best rates and coverage options in British Columbia.
Renters insurance in Canada: protect your belongings, cover your liability, and secure your rental home. Find the best rates and coverage options in British Columbia.
| Insurance Type | Low | Average | High | Period |
|---|---|---|---|---|
Auto Insurance in British Columbia | $1,440 | $2,160 | $2,880 | /year |
Home Insurance in British Columbia | $960 | $1,680 | $2,400 | /year |
While you can purchase insurance directly from an insurance company in British Columbia, using an independent broker offers significant advantages. A broker shops multiple insurers on your behalf, potentially saving you money and ensuring you have the right coverage. In British Columbia, insurance regulations require certain minimum coverages, and a knowledgeable local broker can help you navigate these requirements while finding the best rates.
You can use BrokersAtlas to search for insurance brokers in British Columbia by city, insurance type, or specialty. Look for brokers with strong customer reviews, relevant experience, and who work with multiple insurance providers. You can also check that your broker is properly licensed through British Columbia's insurance regulatory body.
Insurance brokers in British Columbia typically offer a wide range of products including auto insurance, home insurance, tenant/renters insurance, commercial and business insurance, life insurance, and specialty coverages. Many brokers specialize in specific types, so you can find one that matches your particular needs.
Using an insurance broker in British Columbia is typically free for consumers. Brokers earn their commission from the insurance companies they place your policy with, not from you. In fact, brokers often save you money because they can compare rates across multiple insurers and negotiate on your behalf.
| $600 |
| $3,300 |
| $6,000 |
| /year |
Life Insurance in British Columbia | $360 | $1,080 | $1,800 | /year |
Travel Insurance in British Columbia | $60 | $210 | $360 | /trip |
Tenant Insurance in British Columbia | $216 | $468 | $720 | /year |
* Costs are estimated averages for British Columbia and may vary by city, coverage details, and individual factors.
British Columbia has a public auto insurance system administered by ICBC (Insurance Corporation of British Columbia). Basic auto insurance coverage is provided through the public insurer, but you can purchase optional additional coverage through private insurance brokers. A local broker can help you understand what is covered by the public plan and recommend supplementary coverage to fill any gaps.