Terms of Service
Last updated: January 1, 2025
1. Acceptance of Terms
By accessing or using AtlasBrokers at https://atlasbrokers.ca, you agree to be bound by these Terms of Service. If you do not agree to all the terms, do not use our website.
2. Description of Service
AtlasBrokers is an online directory that helps consumers find licensed insurance brokers across Canada. We provide broker profiles, contact information, and general insurance information for informational purposes only.
AtlasBrokers does not sell, solicit, negotiate, or bind insurance policies. We are not an insurance company, broker, or agent. All insurance transactions are between you and the broker or insurer you choose to work with.
3. User Accounts
You may need to create an account to access certain features of our website. You are responsible for:
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Providing accurate and current information in your account profile
We reserve the right to suspend or terminate accounts that violate these terms.
4. Broker Listings
If you are a broker submitting or claiming a listing, you agree:
- All information provided is accurate, current, and not misleading
- You hold a valid licence to operate as an insurance broker in the applicable Canadian province(s)
- You will promptly update your listing if any information changes
- AtlasBrokers may verify, edit, or remove listing information at our discretion
5. Accuracy of Information
While we strive to keep broker information accurate and up to date, we do not guarantee the accuracy, completeness, or timeliness of any information on our website. Users should independently verify:
- Broker licensing status with the applicable provincial regulator
- Business hours, contact details, and service offerings
- Insurance coverage details and pricing
6. Intellectual Property
All content on AtlasBrokers, including text, graphics, logos, and software, is the property of AtlasBrokers or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, or create derivative works from our content without written permission.
7. Prohibited Conduct
You agree not to:
- Use the website for any illegal or unauthorized purpose
- Scrape, crawl, or use automated tools to extract data from the website without permission
- Submit false, misleading, or fraudulent information
- Impersonate another person or entity
- Interfere with or disrupt the website's operation or security
- Use the website to send unsolicited communications or spam
8. Limitation of Liability
To the fullest extent permitted by law, AtlasBrokers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.
We are not responsible for any decisions you make based on information found on our website, including the selection of an insurance broker or insurance product.
9. Indemnification
You agree to indemnify and hold harmless AtlasBrokers, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the website or violation of these terms.
10. Third-Party Links
Our website may contain links to third-party websites, including broker websites and provincial regulator sites. We are not responsible for the content, privacy practices, or practices of any third-party websites.
11. Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.
12. Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective when posted on this page. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.
13. Contact Us
If you have questions about these Terms of Service, please contact us at legal@atlasbrokers.ca.