Your complete guide to insurance in Newfoundland and Labrador. Compare average costs, explore coverage types, and find licensed brokers across the province.
Everything you need to know about car insurance in Canada, from mandatory coverage to saving on premiums. Find the best rates and coverage options in Newfoundland and Labrador.
A comprehensive guide to homeowners insurance in Canada, covering property protection, liability, and policy options. Find the best rates and coverage options in Newfoundland and Labrador.
Protect your Canadian business with the right insurance coverage, from general liability to professional indemnity. Find the best rates and coverage options in Newfoundland and Labrador.
Learn about life insurance options in Canada, from term to whole life, and how to protect your family's financial future. Find the best rates and coverage options in Newfoundland and Labrador.
Stay protected while travelling abroad with comprehensive travel insurance covering medical emergencies, trip cancellation, and more. Find the best rates and coverage options in Newfoundland and Labrador.
Renters insurance in Canada: protect your belongings, cover your liability, and secure your rental home. Find the best rates and coverage options in Newfoundland and Labrador.
| Insurance Type | Low | Average | High | Period |
|---|---|---|---|---|
Auto Insurance in Newfoundland and Labrador | $1,116 | $1,674 | $2,232 | /year |
Home Insurance in Newfoundland and Labrador | $744 | $1,302 | $1,860 | /year |
While you can purchase insurance directly from an insurance company in Newfoundland and Labrador, using an independent broker offers significant advantages. A broker shops multiple insurers on your behalf, potentially saving you money and ensuring you have the right coverage. In Newfoundland and Labrador, insurance regulations require certain minimum coverages, and a knowledgeable local broker can help you navigate these requirements while finding the best rates.
You can use BrokersAtlas to search for insurance brokers in Newfoundland and Labrador by city, insurance type, or specialty. Look for brokers with strong customer reviews, relevant experience, and who work with multiple insurance providers. You can also check that your broker is properly licensed through Newfoundland and Labrador's insurance regulatory body.
Insurance brokers in Newfoundland and Labrador typically offer a wide range of products including auto insurance, home insurance, tenant/renters insurance, commercial and business insurance, life insurance, and specialty coverages. Many brokers specialize in specific types, so you can find one that matches your particular needs.
Using an insurance broker in Newfoundland and Labrador is typically free for consumers. Brokers earn their commission from the insurance companies they place your policy with, not from you. In fact, brokers often save you money because they can compare rates across multiple insurers and negotiate on your behalf.
| $465 |
| $2,558 |
| $4,650 |
| /year |
Life Insurance in Newfoundland and Labrador | $279 | $837 | $1,395 | /year |
Travel Insurance in Newfoundland and Labrador | $47 | $163 | $279 | /trip |
Tenant Insurance in Newfoundland and Labrador | $167 | $363 | $558 | /year |
* Costs are estimated averages for Newfoundland and Labrador and may vary by city, coverage details, and individual factors.