Track insurance rate changes over time across Canadian provinces. Stay informed about market trends and find the best time to renew.
Current Average Rate
$216
/month
Year-over-Year Change
+$11/mo vs last year
Last Year Average
$205
/month
Based on linear projection of recent rate trends. For informational purposes only.
Mar 2026
$217
Apr 2026
$218
May 2026
$218
| Province | Avg. Rate | YoY Change | Trend |
|---|---|---|---|
| British Columbia | $236/mo | +2.6% | |
| Ontario | $216/mo | +5.1% | |
| Alberta | $205/mo | +4.9% | |
| Newfoundland and Labrador | $189/mo | +4.1% | |
| Manitoba | $169/mo | +2.0% | |
| Saskatchewan | $162/mo | +1.5% | |
| Quebec | $158/mo | +2.0% | |
| Nova Scotia | $155/mo | +3.0% | |
| New Brunswick | $146/mo | +1.8% | |
| Prince Edward Island | $140/mo | +1.5% |
Home Insurance rates in Ontario up 7.8% year-over-year
+7.8%Business Insurance rates in Ontario up 5.5% year-over-year
+5.5%Auto Insurance rates in Ontario up 5.1% year-over-year
+5.1%Compare rates from multiple insurers through a licensed broker to ensure you're getting the best deal.
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