Looking for auto insurance in Stratford Pe? The average auto insurance premium in Stratford Pe ranges from $700–$1,400 per year, depending on your coverage level, risk factors, and provider. Compare quotes from licensed brokers in Stratford Pe to find the best rate for your needs.
Low Estimate
$700
/year
Average
$950
/year
High Estimate
$1,400
/year
Choosing comprehensive vs basic coverage can change your premium by 30–60% in Stratford Pe.
A clean claims history in Prince Edward Island can save you 15–25% compared to policyholders with recent claims.
Raising your deductible from $500 to $1,000 typically saves 10–15% on premiums in Stratford Pe.
Rates vary within Prince Edward Island — urban areas like Stratford Pe may have different rates than rural communities.
Stratford Pe has multiple insurers competing for business, which can work in your favour when shopping for quotes.
Compare at least 3 quotes from different Stratford Pe brokers before choosing a policy
Increase your deductible to lower your monthly premium — but ensure you can afford the deductible if you need to make a claim
Ask about multi-policy bundle discounts when combining auto insurance with other coverage
Maintain a clean claims history to qualify for preferred rates in Prince Edward Island
Review your policy annually to ensure your coverage matches your current needs
Ask brokers about loyalty discounts and claims-free savings programmes
Get free quotes from licensed brokers in your area.
Find Brokers in Stratford PeEstimate your car insurance premium by province and driver profile.
Compare auto insurance quotes from licensed brokers
Find insurance brokers in Charlottetown, Prince Edward Island.
Insurance costs and guide for Charlottetown.
Home Insurance costs and tips for Stratford Pe.
Tenant Insurance costs and tips for Stratford Pe.