Looking for life insurance in Saint John? The average life insurance premium in Saint John ranges from $17–$68 per month, depending on your coverage level, risk factors, and provider. Compare quotes from licensed brokers in Saint John to find the best rate for your needs.
Low Estimate
$200
/month
Average
$410
/month
High Estimate
$820
/month
Choosing comprehensive vs basic coverage can change your premium by 30–60% in Saint John.
A clean claims history in New Brunswick can save you 15–25% compared to policyholders with recent claims.
Raising your deductible from $500 to $1,000 typically saves 10–15% on premiums in Saint John.
Rates vary within New Brunswick — urban areas like Saint John may have different rates than rural communities.
Saint John has multiple insurers competing for business, which can work in your favour when shopping for quotes.
Compare at least 3 quotes from different Saint John brokers before choosing a policy
Increase your deductible to lower your monthly premium — but ensure you can afford the deductible if you need to make a claim
Ask about multi-policy bundle discounts when combining life insurance with other coverage
Maintain a clean claims history to qualify for preferred rates in New Brunswick
Review your policy annually to ensure your coverage matches your current needs
Ask brokers about loyalty discounts and claims-free savings programmes
Get free quotes from licensed brokers in your area.
Find Brokers in Saint JohnCalculate how much life insurance you need using the DIME method.
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