Insurance essentials for first-time homeowners. Whether you're looking for auto, home, life, or business insurance, this guide covers everything first-time home buyers need to know about getting properly insured in Canada. Compare quotes from licensed brokers who specialize in serving first-time home buyers.
Compare auto insurance quotes from licensed brokers
Find home insurance brokers near you
Get tenant insurance quotes from local brokers
Commercial insurance solutions for your business
Find life insurance brokers near you
Commercial property and liability insurance
Travel insurance from licensed Canadian brokers
Compare at least 3 quotes from brokers who specialize in serving first-time home buyers
Bundle multiple policies for discounts of 10–20%
Review your coverage annually as your needs change
Ask about group discounts and loyalty programmes
Consider higher deductibles to lower premiums if you have an emergency fund
Don't sacrifice essential coverage to save money — focus on value
First-Time Home Buyers have unique coverage requirements that affect premium calculations.
Insurance rates vary significantly between Canadian provinces and territories.
Insurers assess risk factors specific to first-time home buyers when calculating premiums.
A clean claims record leads to better rates regardless of demographic.
Find a broker who specializes in insurance for first-time home buyers.
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