Liability and bonding insurance for contractors. Whether you're looking for auto, home, life, or business insurance, this guide covers everything contractors need to know about getting properly insured in Canada. Compare quotes from licensed brokers who specialize in serving contractors.
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Compare at least 3 quotes from brokers who specialize in serving contractors
Bundle multiple policies for discounts of 10–20%
Review your coverage annually as your needs change
Ask about group discounts and loyalty programmes
Consider higher deductibles to lower premiums if you have an emergency fund
Don't sacrifice essential coverage to save money — focus on value
Contractors have unique coverage requirements that affect premium calculations.
Insurance rates vary significantly between Canadian provinces and territories.
Insurers assess risk factors specific to contractors when calculating premiums.
A clean claims record leads to better rates regardless of demographic.
Find a broker who specializes in insurance for contractors.
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