Home InsuranceTenant Insurance
Universal Financial & Insurance
Excellent
589 Water Street, Suite 779, Hamilton, ON N3W 3E0
Profile last updated: February 20, 2026
Est. 2016 2-5 team members
4.0
Universal Financial & Insurance is an independent insurance brokerage proudly serving the Hamilton community and surrounding areas in Ontario. As an independent broker, we work with multiple insurance providers to compare rates and coverage options, ensuring our clients get the best value for their insurance needs.
Our team specializes in auto insurance, home insurance, commercial insurance, and tenant insurance. Whether you're a first-time home buyer, a growing business, or simply looking for better rates on your current policy, we take the time to understand your unique situation and find the right coverage.
Though we are a newer brokerage, our team brings years of individual industry experience and a fresh, client-centric approach to insurance. We are committed to providing personalized service and expert advice to every client who walks through our door. At Universal Financial & Insurance, you're not just a policy number -- you're part of our community.
Contact Information
Location
589 Water Street, Suite 779
Hamilton, ON N3W 3E0
Location Map
589 Water Street, Suite 779, Hamilton, ON N3W 3E0
Get DirectionsInsurance Lines
Tenant InsuranceBusiness Insurance
Specialties
High-Risk DriversNew DriversLife Insurance
Business Hours
SundayClosed
Monday08:30 - 17:00
Tuesday08:30 - 17:00
Wednesday08:30 - 17:00
Thursday08:30 - 17:00
Friday08:30 - 16:00
SaturdayClosed
Languages
English
Photos
Reviews
Write a Review
4.0
6 reviews
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A
Ashley Murray
May 2025
Saved us money on auto insurance
Switched our auto insurance through Universal Financial & Insurance and saved a significant amount. The broker took the time to explain all the coverage options clearly.
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Linda Nguyen
Mar 2025
Excellent service
After a car accident, Universal Financial & Insurance guided me through the entire claims process. I felt supported every step of the way. Cannot recommend them enough.
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B
Benjamin Bouchard
Jan 2025
Very professional
From the first call to signing the policy, everything was handled professionally. Universal Financial & Insurance really knows the insurance market in Ontario.
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J
James Girard
Nov 2024
Five stars all around
Switched to Universal Financial & Insurance on a friend's recommendation and I'm so glad I did. My auto insurance premium dropped and I actually have better coverage now.
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I
Isabelle Gauthier
Sep 2024
Trustworthy and reliable
I've trusted Universal Financial & Insurance with all my insurance needs for the past five years. They always review my policies at renewal to make sure I'm getting the best deal.
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K
Kevin Robertson
Apr 2024
Recommended by a friend
A friend recommended Universal Financial & Insurance for home insurance. They delivered on the promise of good rates. Communication could be a bit more proactive.
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