Home InsuranceTenant Insurance
Spruce Risk Solutions
Excellent
1836 Kent Boulevard, Kingston, ON N5G 3F2
Profile last updated: February 20, 2026
Est. 2011 5-10 team members
2.6
Choosing the right insurance can feel overwhelming, but Spruce Risk Solutions is here to simplify the process. Serving Kingston and the broader Ontario region, our independent brokerage compares coverage options from multiple insurers so you don't have to.
Whether you need reliable auto coverage, protection for your home, insurance for your rental unit, or a comprehensive commercial policy for your business, we've got you covered. We handle the research, the comparisons, and the paperwork.
With 15 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. When you work with Spruce Risk Solutions, you get more than a policy -- you get a partner who's invested in your protection.
Contact Information
Location
1836 Kent Boulevard
Kingston, ON N5G 3F2
Location Map
1836 Kent Boulevard, Kingston, ON N5G 3F2
Get DirectionsInsurance Lines
Tenant InsuranceBusiness Insurance
Specialties
New DriversLandlord InsuranceCommercial Auto
Business Hours
SundayClosed
Monday09:00 - 17:30
Tuesday09:00 - 17:30
Wednesday09:00 - 17:30
Thursday09:00 - 17:30
Friday09:00 - 17:30
Saturday10:00 - 14:00
Languages
English
Photos
Reviews
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2.6
8 reviews
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J
Jasmine Hamilton
Sep 2025
Lost my documents
Spruce Risk Solutions lost some of my paperwork during the home insurance application process. Had to resubmit everything. Very unprofessional experience.
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M
Marie-Claire Campbell
Aug 2025
Exceptional claims handling
When I had a water damage claim, Spruce Risk Solutions handled everything quickly and professionally. The claim was settled faster than I expected.
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J
Jean-Pierre Sharma
Jul 2025
Couldn't be happier
Switched all my insurance to Spruce Risk Solutions last year. Better coverage, lower premiums, and they handle all the paperwork. Couldn't be happier with the service.
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H
Harpreet Fortin
Jul 2025
Poor communication
My biggest issue with Spruce Risk Solutions was the lack of communication. I had to call multiple times to get updates on my home insurance policy. Frustrating.
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M
Michael MacDonald
Mar 2025
Would recommend to anyone
The team at Spruce Risk Solutions in Kingston went above and beyond to help us. They shopped around and found us home insurance that was significantly cheaper.
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C
Charlotte Taylor
Dec 2024
Great experience!
I had an excellent experience with Spruce Risk Solutions. They found me the best auto insurance rate in Kingston and the whole process was seamless.
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S
Sophia Schmidt
Nov 2024
Disappointing experience
I was disappointed with Spruce Risk Solutions. They took over a week to get back to me with auto insurance quotes and the rates weren't even competitive.
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P
Philippe Patel
Apr 2024
Slow and unresponsive
Spruce Risk Solutions was very slow in processing my business insurance application. Emails went unanswered for days. Eventually I went with another broker.
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