Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Spruce Insurance Services
Excellent
215 Water Street, Milton, ON N8X 7I1
Profile last updated: February 20, 2026
Est. 1989 2-5 team members
4.4
Spruce Insurance Services is a leading independent insurance brokerage located in Milton, Ontario. We specialize in finding our clients the best insurance coverage from a wide selection of Canada's top insurance providers. Our approach is simple: listen to your needs, compare options from multiple insurers, and recommend the policy that gives you the best protection at the best price.
Whether you need auto insurance, homeowners insurance, tenant insurance, or commercial coverage, our licensed brokers have the expertise to help. We also assist with claims, policy changes, and annual reviews to ensure your coverage always matches your life.
With over 37 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. Stop overpaying for insurance. Call Spruce Insurance Services today and experience the difference an independent broker can make.
Contact Information
Location
215 Water Street
Milton, ON N8X 7I1
Location Map
215 Water Street, Milton, ON N8X 7I1
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceBusiness Insurance
Specialties
Cyber InsuranceLife Insurance
Business Hours
SundayClosed
Monday09:00 - 17:00
Tuesday09:00 - 17:00
Wednesday09:00 - 17:00
Thursday09:00 - 17:00
Friday09:00 - 17:00
SaturdayClosed
Languages
English
Photos
Reviews
Write a Review
4.4
7 reviews
Sort by:
R
Robert Reid
Jun 2025
Family business feel
Spruce Insurance Services has that family business feel that you don't get from big insurance companies. They genuinely care about finding you the right coverage.
Was this helpful?
J
Jacques O'Brien
May 2025
Exceptional claims handling
When I had a water damage claim, Spruce Insurance Services handled everything quickly and professionally. The claim was settled faster than I expected.
Was this helpful?
P
Patrick Hamilton
Dec 2024
Great for home insurance
Bought our first home and Spruce Insurance Services walked us through everything we needed for home insurance. They even bundled it with our auto policy for extra savings.
Was this helpful?
A
Anika Pelletier
Nov 2024
Local knowledge matters
Spruce Insurance Services really understands the local insurance market in Milton. Their connections with insurers helped me get coverage that bigger brokers couldn't.
Was this helpful?
M
Mia Morin
Aug 2024
Responsive and caring
When my basement flooded, Spruce Insurance Services was the first call I made. They walked me through the claims process and followed up regularly. A+ service.
Was this helpful?
G
Genevieve Morin
Aug 2024
Quick and efficient
Needed auto insurance quickly after buying a new car. Spruce Insurance Services had everything set up within a few hours. Great efficiency!
Was this helpful?
S
Simran Patel
Mar 2024
Perfect for small business
Spruce Insurance Services set up our commercial liability and property insurance. They understood our industry and found coverage that actually fits our needs.
Was this helpful?
Share Profile
Verify this broker's licence: Check Spruce Insurance Services's licensing status with the FSRA
Disclaimer: AtlasBrokers is a directory service. We do not sell, solicit, or negotiate insurance. Information on this page is for general reference only and should not be taken as financial or insurance advice.
Request a Quote
Interested in getting a quote from Spruce Insurance Services? Fill out the form below and they will get back to you.
Step 1 of 4: Type
What type of insurance do you need?
Select the type of insurance you are looking for a quote on.
Is this your brokerage?
Claim this listing to update your information, respond to reviews, and more.
Claim This ListingInsurance Partners
Intact InsuranceAviva CanadaWawanesa InsuranceThe Co-operatorsDesjardins InsuranceRSA InsuranceDefinity Insurance (Economical)Gore Mutual InsurancePembridge InsuranceCAA InsuranceTravelers CanadaNorthbridge InsuranceZurich CanadaWestland InsurancebelairdirectTD InsuranceSonnet InsurancePeace Hills Insurance