Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Spencer & Harper Insurance
Excellent
1451 Stephen Avenue, Dartmouth, NS B6G 4M5
Profile last updated: February 20, 2026
Est. 2004 5-10 team members
3.0
Since our founding, Spencer & Harper Insurance has been dedicated to providing outstanding insurance services to the people of Dartmouth and Nova Scotia. As an independent broker, we proudly represent our clients -- not the insurance companies -- ensuring you always receive unbiased advice and competitive pricing.
We specialize in personal insurance including auto, home, and tenant coverage, as well as commercial insurance for businesses of all sizes. From startups to established enterprises, we tailor our solutions to match your specific risk profile.
With 22 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. Trust Spencer & Harper Insurance for honest advice, competitive rates, and the kind of personal service that only a local independent broker can provide.
Contact Information
Location
1451 Stephen Avenue
Dartmouth, NS B6G 4M5
Location Map
1451 Stephen Avenue, Dartmouth, NS B6G 4M5
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Specialties
Landlord InsuranceCommercial Auto
Business Hours
SundayClosed
Monday09:00 - 17:00
Tuesday09:00 - 17:00
Wednesday09:00 - 17:00
Thursday09:00 - 17:00
Friday09:00 - 17:00
SaturdayClosed
Languages
English
Photos
Reviews
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3.0
6 reviews
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W
Wei Nguyen
Nov 2025
Slow and unresponsive
Spencer & Harper Insurance was very slow in processing my business insurance application. Emails went unanswered for days. Eventually I went with another broker.
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Hassan Kim
Apr 2025
Smooth transition
Switching from my old broker to Spencer & Harper Insurance was completely smooth. They handled all the transfers and actually improved my coverage at a lower cost.
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Harpreet Sharma
Feb 2025
Lost my documents
Spencer & Harper Insurance lost some of my paperwork during the home insurance application process. Had to resubmit everything. Very unprofessional experience.
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A
Anika Johnson
Oct 2024
Reliable broker
Been with Spencer & Harper Insurance for a couple of years now. They handle our home and auto insurance well. Sometimes hard to reach during busy periods.
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J
Jacques Okafor
Sep 2024
Could be better
The rates Spencer & Harper Insurance found for my home insurance were okay, but I found a similar quote on my own online. The personal service was nice though.
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M
Michael Stewart
Jun 2024
Helpful staff
The staff at Spencer & Harper Insurance were helpful when I needed to add a new driver to my auto policy. They found a way to keep the premium increase minimal.
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