Penny Agencies

I have had the pleasure of chating with Chris Bjornestad for guidance and running quotes on several topics like life insurance, business insurance and even group health and dental for a business venture. Chris was always extremely thorough, detailed, respectful and very friendly, providing the best recommendations and even guiding us towards solutions outside our original points, but that were ultimately a better fit for our needs. Could not recommend Chris enough. :)

From the very beginning, Chris took the time to understand our needs, explain our options clearly, and guide us through what could have been an overwhelming process. He was knowledgeable, patient, and genuinely cared about finding the best solution for us. We highly recommend Halpenny and Chris to anyone looking for an insurance broker!

Had a great experience working with Marty, Chris, and Kristen over at Halpenny. We switched all of our business and auto insurance. The process was super easy and they got us much lower rates than what we were previously paying. I would highly recommend Halpenny to anyone! Thanks for the great work team! Rob - Owner

I’ve had a great experience working with Halpenny Insurance. Chris Bjornestad helped me with my employee benefits, making the process smooth and straightforward while ensuring my team was properly covered. The Halpenny team is now also working on my home, car, and rental property insurance, and I feel confident knowing everything is being handled with professionalism and care. They are responsive, knowledgeable, and truly focused on finding the right solutions. Highly recommended!

Chris and Sam were great! I don't have a lot of knowledge when it comes to insurance, so when it came to understanding terms and the documentation, they were really helpful and kind. Chris also made the process incredibly simple and is super responsive, which eased my mind a lot. Thank you Chris! I will definitely be going back here for my future insurance needs.