Tenant InsuranceBusiness Insurance
Nelson & Smith Insurance
Excellent
1181 University Avenue, Suite 236, St. John's, NL A6F 0P0
Profile last updated: February 20, 2026
Est. 2009 2-5 team members
4.5
Nelson & Smith Insurance, located in St. John's, Newfoundland and Labrador, is your one-stop shop for all things insurance. We've built our reputation on providing exceptional service, competitive rates, and unbiased advice. As independent brokers, we compare policies from many different insurers to help you find the best deal.
From everyday coverage like auto and home insurance to specialized products for businesses and professionals, our team has the knowledge and connections to get you properly covered.
With 17 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. Don't settle for the first quote you get. Let Nelson & Smith Insurance shop the market for you and find the insurance you deserve.
Contact Information
Location
1181 University Avenue, Suite 236
St. John's, NL A6F 0P0
Location Map
1181 University Avenue, Suite 236, St. John's, NL A6F 0P0
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Specialties
Vacation PropertyCommercial Auto
Business Hours
SundayClosed
Monday09:00 - 17:30
Tuesday09:00 - 17:30
Wednesday09:00 - 17:30
Thursday09:00 - 17:30
Friday09:00 - 17:30
Saturday10:00 - 14:00
Languages
EnglishFrench
Photos
Reviews
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4.5
6 reviews
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M
Michael Poirier
Dec 2025
Commercial insurance experts
Nelson & Smith Insurance specializes in commercial insurance and it shows. They set up our liability, property, and workers' comp coverage seamlessly.
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K
Kevin Okafor
Nov 2025
Great experience!
I had an excellent experience with Nelson & Smith Insurance. They found me the best auto insurance rate in St. John's and the whole process was seamless.
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B
Brandon Lavoie
May 2025
Renewal was painless
Just went through my annual renewal with Nelson & Smith Insurance. They proactively reviewed my home insurance and found me a better rate without me even asking.
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C
Christopher Martin
Oct 2024
Fair pricing
Nelson & Smith Insurance offered fair pricing on our commercial insurance package. The broker understood our business needs. Would have liked a faster turnaround on the policy documents.
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S
Simran Kim
Jul 2024
Good broker
Nelson & Smith Insurance took the time to review our existing policies and found gaps in our coverage. They fixed everything and the price was reasonable.
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J
Jennifer Gagnon
Apr 2024
Smooth transition
Switching from my old broker to Nelson & Smith Insurance was completely smooth. They handled all the transfers and actually improved my coverage at a lower cost.
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