Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Loyal Risk Solutions
Excellent
1214 Military Road, Waterloo, ON M0B 2K1
Profile last updated: February 20, 2026
Est. 1989 2-5 team members
3.6
Insurance should protect you, not confuse you. At Loyal Risk Solutions in Waterloo, Ontario, we make insurance straightforward. As independent brokers, we have access to policies from many of Canada's leading insurance providers, allowing us to find the right fit for your needs and budget.
We offer a full range of insurance products including auto, home, tenant, condo, commercial, and specialty insurance. Our brokers are licensed professionals who stay up to date on industry changes to ensure you always have the best advice.
With over 37 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. Experience the Loyal Risk Solutions difference -- where every client is treated like our most important one. Get in touch for a free quote today.
Contact Information
Location
1214 Military Road
Waterloo, ON M0B 2K1
Location Map
1214 Military Road, Waterloo, ON M0B 2K1
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Specialties
High-Risk DriversFleet Insurance
Business Hours
SundayClosed
Monday09:00 - 17:30
Tuesday09:00 - 17:30
Wednesday09:00 - 17:30
Thursday09:00 - 17:30
Friday09:00 - 17:30
Saturday10:00 - 14:00
Languages
English
Photos
Reviews
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3.6
8 reviews
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A
Ashley Martin
Oct 2025
Great for home insurance
Bought our first home and Loyal Risk Solutions walked us through everything we needed for home insurance. They even bundled it with our auto policy for extra savings.
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T
Thomas Campbell
Apr 2025
Average experience
My experience with Loyal Risk Solutions was average. They found decent auto insurance rates but nothing spectacular. Communication could be improved.
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K
Kayla Gagnon
Mar 2025
Perfect for small business
Loyal Risk Solutions set up our commercial liability and property insurance. They understood our industry and found coverage that actually fits our needs.
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D
Daniel Cote
Feb 2025
Couldn't be happier
Switched all my insurance to Loyal Risk Solutions last year. Better coverage, lower premiums, and they handle all the paperwork. Couldn't be happier with the service.
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J
Jennifer Dubois
Sep 2024
Trustworthy and reliable
I've trusted Loyal Risk Solutions with all my insurance needs for the past five years. They always review my policies at renewal to make sure I'm getting the best deal.
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B
Brandon Li
Jul 2024
Five stars all around
Switched to Loyal Risk Solutions on a friend's recommendation and I'm so glad I did. My auto insurance premium dropped and I actually have better coverage now.
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N
Noah MacDonald
May 2024
Insurance made simple
As a newcomer to Waterloo, Loyal Risk Solutions made getting auto and tenant insurance incredibly simple. They explained the requirements in Ontario clearly.
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L
Linda Thompson
May 2024
Okay but not great
Used Loyal Risk Solutions for tenant insurance. Price was average, service was fine. Nothing that really stood out compared to other brokers I've used.
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