Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Johnston & Spencer Insurance
Excellent
1201 Rose Street, Waterloo, ON N1L 3B6
Profile last updated: February 20, 2026
Est. 2010 5-10 team members
4.1
Johnston & Spencer Insurance is your neighbourhood insurance broker in Waterloo, Ontario. We combine the personal touch of a local business with the buying power of access to dozens of insurance companies. This means better rates, better coverage, and better service for you.
Our brokerage handles all types of personal and commercial insurance, including auto, home, condo, tenant, business, and specialty coverages. We pride ourselves on making insurance simple and stress-free.
With 16 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. Whether you're new to Waterloo or have lived here your whole life, Johnston & Spencer Insurance is here to protect what matters most. Drop by our office or request a quote online.
Contact Information
Location
1201 Rose Street
Waterloo, ON N1L 3B6
Location Map
1201 Rose Street, Waterloo, ON N1L 3B6
Get DirectionsInsurance Lines
Auto InsuranceTenant InsuranceBusiness Insurance
Specialties
Senior DriversCommercial AutoProfessional LiabilityCyber InsuranceRestaurant Insurance
Business Hours
SundayClosed
Monday08:30 - 17:00
Tuesday08:30 - 17:00
Wednesday08:30 - 17:00
Thursday08:30 - 17:00
Friday08:30 - 17:00
SaturdayClosed
Languages
English
Photos
Reviews
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4.1
7 reviews
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N
Nathan Patel
Aug 2025
Perfect for small business
Johnston & Spencer Insurance set up our commercial liability and property insurance. They understood our industry and found coverage that actually fits our needs.
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C
Charlotte Belanger
Aug 2025
Average experience
My experience with Johnston & Spencer Insurance was average. They found decent auto insurance rates but nothing spectacular. Communication could be improved.
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D
Daniel Gauthier
Mar 2025
Trustworthy and reliable
I've trusted Johnston & Spencer Insurance with all my insurance needs for the past five years. They always review my policies at renewal to make sure I'm getting the best deal.
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S
Sarah Lavoie
Jan 2025
Great for bundling
Johnston & Spencer Insurance bundled our home, auto, and umbrella policies together and saved us a ton. One broker handling everything makes life so much easier.
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K
Kayla Roy
Oct 2024
Saved us money on auto insurance
Switched our auto insurance through Johnston & Spencer Insurance and saved a significant amount. The broker took the time to explain all the coverage options clearly.
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B
Brandon Singh
Jul 2024
Wonderful experience
Needed business insurance for my small company and Johnston & Spencer Insurance made the process so easy. They compared quotes from several insurers and found the perfect fit.
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T
Tyler Brown
Jan 2024
Made insurance easy
Insurance has always been confusing to me, but the team at Johnston & Spencer Insurance explained everything in plain language. Got great tenant insurance coverage at a fair price.
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Disclaimer: AtlasBrokers is a directory service. We do not sell, solicit, or negotiate insurance. Information on this page is for general reference only and should not be taken as financial or insurance advice.
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