James & Todd Insurance

For individuals and businesses in Cobourg and throughout Ontario, James & Todd Insurance is the insurance brokerage that delivers real results. We work independently from any single insurance company, giving us the flexibility to shop the market and negotiate on your behalf. Our expertise spans across auto insurance, property insurance, commercial insurance, and specialty lines. We also provide ongoing support for claims, policy adjustments, and coverage reviews to keep you properly protected year after year. With 28 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. At James & Todd Insurance, our goal is simple: to provide you with the best insurance coverage at the most competitive rate, backed by exceptional personal service.