Tenant InsuranceBusiness Insurance
Howard & Spencer Insurance
Excellent
2113 Elm Street, Belleville, ON K8L 5V0
Profile last updated: February 20, 2026
Est. 1995 10-25 team members
4.6
Howard & Spencer Insurance has been helping individuals and businesses in Belleville and across Ontario find the right insurance coverage at competitive prices. As an independent brokerage, we have the freedom to compare policies from dozens of leading Canadian insurance companies, giving our clients access to options they simply can't find on their own.
From auto and home insurance to commercial liability and specialty coverages, our knowledgeable brokers are here to guide you through the process. We handle the comparisons, the paperwork, and the negotiations so you don't have to.
With over 31 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. Our commitment to exceptional customer service has earned us the trust of thousands of policyholders across Ontario.
Contact Information
Location
2113 Elm Street
Belleville, ON K8L 5V0
Location Map
2113 Elm Street, Belleville, ON K8L 5V0
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Specialties
New DriversLife InsuranceTravel Insurance
Business Hours
SundayClosed
Monday09:00 - 18:00
Tuesday09:00 - 18:00
Wednesday09:00 - 18:00
Thursday09:00 - 18:00
Friday09:00 - 18:00
SaturdayClosed
Languages
English
Photos
Reviews
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4.6
5 reviews
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M
Marie-Claire Li
Jan 2026
Trustworthy and reliable
I've trusted Howard & Spencer Insurance with all my insurance needs for the past five years. They always review my policies at renewal to make sure I'm getting the best deal.
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L
Lucas Bouchard
Oct 2025
Great advice
The broker at Howard & Spencer Insurance gave me excellent advice on how to lower my auto insurance premiums. Very honest and transparent about what I actually need.
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R
Robert Bouchard
Jan 2025
Recommended by a friend
A friend recommended Howard & Spencer Insurance for home insurance. They delivered on the promise of good rates. Communication could be a bit more proactive.
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M
Marie-Claire Murray
Apr 2024
Pretty good
Howard & Spencer Insurance helped us with our home insurance renewal. They found a slightly better rate. The process was straightforward, nothing exceptional but reliable.
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P
Philippe Cote
Apr 2024
Wonderful experience
Needed business insurance for my small company and Howard & Spencer Insurance made the process so easy. They compared quotes from several insurers and found the perfect fit.
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