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Howard & Hart Insurance
Excellent
2314 Bank Street, Smiths Falls, ON N1V 1Y1
Profile last updated: February 20, 2026
Est. 1968 10-25 team members
3.3
Howard & Hart Insurance, located in Smiths Falls, Ontario, is your one-stop shop for all things insurance. We've built our reputation on providing exceptional service, competitive rates, and unbiased advice. As independent brokers, we compare policies from many different insurers to help you find the best deal.
From everyday coverage like auto and home insurance to specialized products for businesses and professionals, our team has the knowledge and connections to get you properly covered.
With over 58 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. Don't settle for the first quote you get. Let Howard & Hart Insurance shop the market for you and find the insurance you deserve.
Contact Information
Location
2314 Bank Street
Smiths Falls, ON N1V 1Y1
Location Map
2314 Bank Street, Smiths Falls, ON N1V 1Y1
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceBusiness Insurance
Specialties
High-Risk DriversFleet InsuranceVacation PropertyLife Insurance
Business Hours
SundayClosed
Monday09:00 - 17:30
Tuesday09:00 - 17:30
Wednesday09:00 - 17:30
Thursday09:00 - 17:30
Friday09:00 - 17:30
Saturday10:00 - 14:00
Languages
English
Photos
Reviews
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3.3
4 reviews
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O
Olivia Taylor
Nov 2025
Great experience!
I had an excellent experience with Howard & Hart Insurance. They found me the best auto insurance rate in Smiths Falls and the whole process was seamless.
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C
Christopher Campbell
Sep 2025
Smooth transition
Switching from my old broker to Howard & Hart Insurance was completely smooth. They handled all the transfers and actually improved my coverage at a lower cost.
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I
Isabella Morin
May 2025
Not what I expected
Based on reviews I expected more from Howard & Hart Insurance. The auto insurance rates they quoted were higher than what I found elsewhere. Didn't feel valued as a customer.
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N
Nathan Gagnon
Jul 2024
Good broker
Howard & Hart Insurance took the time to review our existing policies and found gaps in our coverage. They fixed everything and the price was reasonable.
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