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Howard & Associates Insurance
Excellent
268 Fraser Highway, Charlottetown, PE C1C 4I1
Profile last updated: February 20, 2026
Est. 2018 2-5 team members
3.9
Howard & Associates Insurance is your neighbourhood insurance broker in Charlottetown, Prince Edward Island. We combine the personal touch of a local business with the buying power of access to dozens of insurance companies. This means better rates, better coverage, and better service for you.
Our brokerage handles all types of personal and commercial insurance, including auto, home, condo, tenant, business, and specialty coverages. We pride ourselves on making insurance simple and stress-free.
Though we are a newer brokerage, our team brings years of individual industry experience and a fresh, client-centric approach to insurance. Whether you're new to Charlottetown or have lived here your whole life, Howard & Associates Insurance is here to protect what matters most. Drop by our office or request a quote online.
Contact Information
Location
268 Fraser Highway
Charlottetown, PE C1C 4I1
Location Map
268 Fraser Highway, Charlottetown, PE C1C 4I1
Get DirectionsInsurance Lines
Tenant InsuranceBusiness Insurance
Specialties
Fleet InsuranceProfessional LiabilityRestaurant InsuranceConstruction InsuranceTravel Insurance
Business Hours
SundayClosed
Monday09:00 - 17:00
Tuesday09:00 - 17:00
Wednesday09:00 - 17:00
Thursday09:00 - 17:00
Friday09:00 - 17:00
SaturdayClosed
Languages
English
Photos
Reviews
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3.9
7 reviews
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L
Linda Gauthier
Jul 2025
Fair pricing
Howard & Associates Insurance offered fair pricing on our commercial insurance package. The broker understood our business needs. Would have liked a faster turnaround on the policy documents.
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R
Raj Lee
May 2025
Very professional
From the first call to signing the policy, everything was handled professionally. Howard & Associates Insurance really knows the insurance market in Prince Edward Island.
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D
Daniel O'Brien
May 2025
Best broker in town
I've been with Howard & Associates Insurance for years and they consistently find me the best rates. Their claims support is top-notch too.
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E
Emily O'Brien
Dec 2024
Great experience!
I had an excellent experience with Howard & Associates Insurance. They found me the best auto insurance rate in Charlottetown and the whole process was seamless.
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T
Thomas Schmidt
May 2024
Couldn't be happier
Switched all my insurance to Howard & Associates Insurance last year. Better coverage, lower premiums, and they handle all the paperwork. Couldn't be happier with the service.
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E
Emma Martin
Apr 2024
Great for bundling
Howard & Associates Insurance bundled our home, auto, and umbrella policies together and saved us a ton. One broker handling everything makes life so much easier.
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J
Jasmine Nguyen
Mar 2024
Would not recommend
Had a bad experience with Howard & Associates Insurance. When I needed to file a claim, they were hard to reach and unhelpful. Ended up switching to a different broker.
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Verify this broker's licence: Check Howard & Associates Insurance's licensing status with the PEI OAG
Disclaimer: AtlasBrokers is a directory service. We do not sell, solicit, or negotiate insurance. Information on this page is for general reference only and should not be taken as financial or insurance advice.
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