Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Hayes & Ramos Insurance
Excellent
506 Elgin Street, Chatham, ON M8I 5D1
Profile last updated: February 20, 2026
Est. 2013 25-50 team members
3.8
Hayes & Ramos Insurance has proudly served the insurance needs of Chatham and greater Ontario for years. We are an independent brokerage committed to finding the best combination of price, coverage, and service for each of our clients. By representing multiple insurance companies, we ensure you have access to a wide range of options.
Our insurance solutions cover personal lines (auto, home, tenant, condo), commercial lines (general liability, commercial property, professional indemnity), and specialty products. Our experienced brokers guide you through every step.
With 13 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. Your trust is our most valued asset. Contact Hayes & Ramos Insurance to experience the independent broker advantage.
Contact Information
Location
506 Elgin Street
Chatham, ON M8I 5D1
Location Map
506 Elgin Street, Chatham, ON M8I 5D1
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Specialties
Senior DriversFleet InsuranceProfessional LiabilityLife InsuranceTravel Insurance
Business Hours
SundayClosed
Monday09:00 - 18:00
Tuesday09:00 - 18:00
Wednesday09:00 - 18:00
Thursday09:00 - 18:00
Friday09:00 - 18:00
SaturdayClosed
Languages
English
Photos
Reviews
Write a Review
3.8
6 reviews
Sort by:
T
Thomas Fortin
Jan 2026
Great for bundling
Hayes & Ramos Insurance bundled our home, auto, and umbrella policies together and saved us a ton. One broker handling everything makes life so much easier.
Was this helpful?
S
Samantha Robertson
May 2025
Helpful staff
The staff at Hayes & Ramos Insurance were helpful when I needed to add a new driver to my auto policy. They found a way to keep the premium increase minimal.
Was this helpful?
E
Emma Johnson
Apr 2025
Room for improvement
Hayes & Ramos Insurance handled our business insurance, but the process was slow and I had to follow up multiple times. The final policy was fine though.
Was this helpful?
S
Samantha Bergeron
Dec 2024
Excellent service
After a car accident, Hayes & Ramos Insurance guided me through the entire claims process. I felt supported every step of the way. Cannot recommend them enough.
Was this helpful?
D
David Okafor
Feb 2024
Lost my documents
Hayes & Ramos Insurance lost some of my paperwork during the home insurance application process. Had to resubmit everything. Very unprofessional experience.
Was this helpful?
S
Sophia Mueller
Jan 2024
Solid broker
Hayes & Ramos Insurance is a solid insurance broker. They compared quotes from several companies for our auto insurance. Could improve their online portal though.
Was this helpful?
Share Profile
Verify this broker's licence: Check Hayes & Ramos Insurance's licensing status with the FSRA
Disclaimer: AtlasBrokers is a directory service. We do not sell, solicit, or negotiate insurance. Information on this page is for general reference only and should not be taken as financial or insurance advice.
Request a Quote
Interested in getting a quote from Hayes & Ramos Insurance? Fill out the form below and they will get back to you.
Step 1 of 4: Type
What type of insurance do you need?
Select the type of insurance you are looking for a quote on.
Is this your brokerage?
Claim this listing to update your information, respond to reviews, and more.
Claim This ListingInsurance Partners
Intact InsuranceAviva CanadaWawanesa InsuranceThe Co-operatorsDesjardins InsuranceRSA InsuranceDefinity Insurance (Economical)Gore Mutual InsurancePembridge InsuranceCAA InsuranceTravelers CanadaNorthbridge InsuranceZurich CanadaWestland InsurancebelairdirectTD InsuranceSonnet InsurancePeace Hills Insurance