Profile last updated: February 20, 2026
506 Elgin Street
Chatham, ON M8I 5D1
506 Elgin Street, Chatham, ON M8I 5D1
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Thomas Fortin
Great for bundling
Hayes & Ramos Insurance bundled our home, auto, and umbrella policies together and saved us a ton. One broker handling everything makes life so much easier.
Samantha Robertson
Helpful staff
The staff at Hayes & Ramos Insurance were helpful when I needed to add a new driver to my auto policy. They found a way to keep the premium increase minimal.
Emma Johnson
Room for improvement
Hayes & Ramos Insurance handled our business insurance, but the process was slow and I had to follow up multiple times. The final policy was fine though.
Samantha Bergeron
Excellent service
After a car accident, Hayes & Ramos Insurance guided me through the entire claims process. I felt supported every step of the way. Cannot recommend them enough.
David Okafor
Lost my documents
Hayes & Ramos Insurance lost some of my paperwork during the home insurance application process. Had to resubmit everything. Very unprofessional experience.
Sophia Mueller
Solid broker
Hayes & Ramos Insurance is a solid insurance broker. They compared quotes from several companies for our auto insurance. Could improve their online portal though.
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