Hart & Montgomery Insurance

Since our founding, Hart & Montgomery Insurance has been dedicated to providing outstanding insurance services to the people of Niagara Falls and Ontario. As an independent broker, we proudly represent our clients -- not the insurance companies -- ensuring you always receive unbiased advice and competitive pricing. We specialize in personal insurance including auto, home, and tenant coverage, as well as commercial insurance for businesses of all sizes. From startups to established enterprises, we tailor our solutions to match your specific risk profile. With 18 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. Trust Hart & Montgomery Insurance for honest advice, competitive rates, and the kind of personal service that only a local independent broker can provide.