Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Gardner Risk Management
Excellent
753 Queen Street, Suite 700, Waterloo, ON K2S 1A8
Profile last updated: February 20, 2026
Est. 1991 2-5 team members
4.3
Choosing the right insurance can feel overwhelming, but Gardner Risk Management is here to simplify the process. Serving Waterloo and the broader Ontario region, our independent brokerage compares coverage options from multiple insurers so you don't have to.
Whether you need reliable auto coverage, protection for your home, insurance for your rental unit, or a comprehensive commercial policy for your business, we've got you covered. We handle the research, the comparisons, and the paperwork.
With over 35 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. When you work with Gardner Risk Management, you get more than a policy -- you get a partner who's invested in your protection.
Contact Information
Location
753 Queen Street, Suite 700
Waterloo, ON K2S 1A8
Location Map
753 Queen Street, Suite 700, Waterloo, ON K2S 1A8
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant Insurance
Specialties
High-Risk DriversCondo InsuranceVacation Property
Business Hours
SundayClosed
Monday09:00 - 17:30
Tuesday09:00 - 17:30
Wednesday09:00 - 17:30
Thursday09:00 - 17:30
Friday09:00 - 17:30
Saturday10:00 - 14:00
Languages
English
Photos
Reviews
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4.3
6 reviews
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R
Ryan Stewart
Nov 2025
Decent service
Got my tenant insurance through Gardner Risk Management. The price was fair and the coverage is good. Wish they had evening hours for working professionals.
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Robert Mueller
Jul 2025
Okay but not great
Used Gardner Risk Management for tenant insurance. Price was average, service was fine. Nothing that really stood out compared to other brokers I've used.
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N
Noah Lee
Dec 2024
Best broker in town
I've been with Gardner Risk Management for years and they consistently find me the best rates. Their claims support is top-notch too.
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A
Ashley Anderson
Oct 2024
Does the job
Gardner Risk Management helped me find auto insurance after I moved to Waterloo. Decent rates and good coverage. Not the most high-tech office but they get results.
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N
Nicole Belanger
Jun 2024
Good overall experience
Had a good experience with Gardner Risk Management. They found me a competitive rate for home insurance. Only minor issue was the paperwork took a bit longer than expected.
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M
Matthew Poirier
May 2024
Disappointing experience
I was disappointed with Gardner Risk Management. They took over a week to get back to me with auto insurance quotes and the rates weren't even competitive.
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