Home InsuranceTenant InsuranceBusiness Insurance
Gardner & Ramos Insurance
Excellent
443 Yonge Street, Orillia, ON N8C 3R3
Profile last updated: February 20, 2026
Est. 1985 10-25 team members
4.7
Gardner & Ramos Insurance has built a reputation as one of Orillia's most trusted insurance brokerages. Serving clients throughout Ontario, we leverage our relationships with numerous insurance carriers to deliver tailored insurance solutions for every stage of life and business.
From first-time drivers seeking affordable auto insurance to established businesses needing comprehensive commercial coverage, our team of licensed professionals is ready to help. We take the complexity out of insurance and make sure you understand exactly what you're covered for.
With over 41 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. Join the hundreds of satisfied clients who have made Gardner & Ramos Insurance their insurance broker of choice.
Contact Information
Location
443 Yonge Street
Orillia, ON N8C 3R3
Location Map
443 Yonge Street, Orillia, ON N8C 3R3
Get DirectionsInsurance Lines
Auto InsuranceHome Insurance
Specialties
High-Risk DriversFleet InsuranceVacation PropertyCommercial AutoRestaurant Insurance
Business Hours
SundayClosed
Monday09:00 - 17:30
Tuesday09:00 - 17:30
Wednesday09:00 - 17:30
Thursday09:00 - 17:30
Friday09:00 - 17:30
Saturday10:00 - 14:00
Languages
English
Photos
Reviews
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4.7
6 reviews
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P
Patrick Girard
Dec 2025
Great for home insurance
Bought our first home and Gardner & Ramos Insurance walked us through everything we needed for home insurance. They even bundled it with our auto policy for extra savings.
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Olivia Bouchard
Apr 2025
Reliable broker
Been with Gardner & Ramos Insurance for a couple of years now. They handle our home and auto insurance well. Sometimes hard to reach during busy periods.
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Matthew Okafor
Jan 2025
Best broker in town
I've been with Gardner & Ramos Insurance for years and they consistently find me the best rates. Their claims support is top-notch too.
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Genevieve Lavoie
Sep 2024
Couldn't be happier
Switched all my insurance to Gardner & Ramos Insurance last year. Better coverage, lower premiums, and they handle all the paperwork. Couldn't be happier with the service.
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Lucas Singh
May 2024
Satisfied customer
Overall satisfied with Gardner & Ramos Insurance. They set up our condo insurance and explained the coverage well. The quote process could be faster.
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S
Stephanie Tremblay
Mar 2024
Multi-policy savings
Combined our home, auto, and cottage insurance through Gardner & Ramos Insurance. The multi-policy discount was substantial and managing everything through one broker is so convenient.
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