Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Gardner & Lynch Insurance
Excellent
492 Elm Street, Suite 166, Niagara Falls, ON L6O 0X3
Profile last updated: February 20, 2026
Est. 2020 2-5 team members
3.8
Gardner & Lynch Insurance has built a reputation as one of Niagara Falls's most trusted insurance brokerages. Serving clients throughout Ontario, we leverage our relationships with numerous insurance carriers to deliver tailored insurance solutions for every stage of life and business.
From first-time drivers seeking affordable auto insurance to established businesses needing comprehensive commercial coverage, our team of licensed professionals is ready to help. We take the complexity out of insurance and make sure you understand exactly what you're covered for.
Though we are a newer brokerage, our team brings years of individual industry experience and a fresh, client-centric approach to insurance. Join the hundreds of satisfied clients who have made Gardner & Lynch Insurance their insurance broker of choice.
Contact Information
Location
492 Elm Street, Suite 166
Niagara Falls, ON L6O 0X3
Location Map
492 Elm Street, Suite 166, Niagara Falls, ON L6O 0X3
Get DirectionsInsurance Lines
Tenant InsuranceBusiness Insurance
Specialties
Landlord InsuranceRestaurant Insurance
Business Hours
SundayClosed
Monday09:00 - 18:00
Tuesday09:00 - 18:00
Wednesday09:00 - 18:00
Thursday09:00 - 18:00
Friday09:00 - 18:00
SaturdayClosed
Languages
EnglishFrench
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Reviews
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3.8
8 reviews
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R
Raj O'Brien
Nov 2025
Perfect for small business
Gardner & Lynch Insurance set up our commercial liability and property insurance. They understood our industry and found coverage that actually fits our needs.
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R
Ryan O'Brien
Jul 2025
Couldn't be happier
Switched all my insurance to Gardner & Lynch Insurance last year. Better coverage, lower premiums, and they handle all the paperwork. Couldn't be happier with the service.
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J
Jean-Pierre Singh
May 2025
Trustworthy and reliable
I've trusted Gardner & Lynch Insurance with all my insurance needs for the past five years. They always review my policies at renewal to make sure I'm getting the best deal.
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L
Lucas Fortin
Apr 2025
Smooth transition
Switching from my old broker to Gardner & Lynch Insurance was completely smooth. They handled all the transfers and actually improved my coverage at a lower cost.
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G
Genevieve Wilson
Apr 2025
Good value
I appreciate that Gardner & Lynch Insurance shops around for the best rates. My auto insurance went down after switching. Customer service is generally good.
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M
Marc-Andre Dubois
Mar 2025
Solid broker
Gardner & Lynch Insurance is a solid insurance broker. They compared quotes from several companies for our auto insurance. Could improve their online portal though.
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A
Ashley Reid
Feb 2024
Happy with the savings
Saved about $200 on my auto insurance by switching through Gardner & Lynch Insurance. The broker was friendly and professional. Renewal process was smooth.
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R
Ryan Okafor
Jan 2024
Would recommend to anyone
The team at Gardner & Lynch Insurance in Niagara Falls went above and beyond to help us. They shopped around and found us home insurance that was significantly cheaper.
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