Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Gardner Insurance Agency
Excellent
1843 Rideau Street, Suite 344, Waterloo, ON P0A 5Z8
Profile last updated: February 20, 2026
Est. 2016 5-10 team members
3.2
At Gardner Insurance Agency, we've made it our business to protect yours. Located in the heart of Waterloo, Ontario, we serve clients across the region with comprehensive insurance solutions. As independent brokers, we have the freedom to compare policies from leading insurers and find the right match for each client.
We cover the full spectrum of insurance needs: auto, home, tenant, condo, commercial general liability, property, professional liability, equipment breakdown, and more. No matter how simple or complex your needs, we have the expertise to help.
Though we are a newer brokerage, our team brings years of individual industry experience and a fresh, client-centric approach to insurance. Let Gardner Insurance Agency take the hassle out of insurance. Contact us for a complimentary insurance review.
Contact Information
Location
1843 Rideau Street, Suite 344
Waterloo, ON P0A 5Z8
Location Map
1843 Rideau Street, Suite 344, Waterloo, ON P0A 5Z8
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Specialties
New DriversCondo Insurance
Business Hours
SundayClosed
Monday09:00 - 17:00
Tuesday09:00 - 17:00
Wednesday09:00 - 17:00
Thursday09:00 - 17:00
Friday09:00 - 17:00
SaturdayClosed
Languages
EnglishFrench
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Reviews
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3.2
6 reviews
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O
Olivia Murray
Dec 2025
Disappointing experience
I was disappointed with Gardner Insurance Agency. They took over a week to get back to me with auto insurance quotes and the rates weren't even competitive.
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D
David Gauthier
Nov 2025
Satisfied customer
Overall satisfied with Gardner Insurance Agency. They set up our condo insurance and explained the coverage well. The quote process could be faster.
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H
Hassan Lavoie
Feb 2025
Highly recommend
Gardner Insurance Agency helped us compare home insurance quotes from multiple providers. We ended up saving over $400 a year. Very professional team.
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L
Laura Cote
Nov 2024
Saved us money on auto insurance
Switched our auto insurance through Gardner Insurance Agency and saved a significant amount. The broker took the time to explain all the coverage options clearly.
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N
Nathalie Fraser
May 2024
Smooth transition
Switching from my old broker to Gardner Insurance Agency was completely smooth. They handled all the transfers and actually improved my coverage at a lower cost.
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J
Jean-Pierre Hamilton
Feb 2024
Could be better
The rates Gardner Insurance Agency found for my home insurance were okay, but I found a similar quote on my own online. The personal service was nice though.
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