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Gardner & Hoffman Insurance
Excellent
1458 Duckworth Street, Waterloo, ON K4M 5P8
Profile last updated: February 20, 2026
Est. 2001 5-10 team members
4.3
Gardner & Hoffman Insurance has been helping individuals and businesses in Waterloo and across Ontario find the right insurance coverage at competitive prices. As an independent brokerage, we have the freedom to compare policies from dozens of leading Canadian insurance companies, giving our clients access to options they simply can't find on their own.
From auto and home insurance to commercial liability and specialty coverages, our knowledgeable brokers are here to guide you through the process. We handle the comparisons, the paperwork, and the negotiations so you don't have to.
With 25 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. Our commitment to exceptional customer service has earned us the trust of thousands of policyholders across Ontario.
Contact Information
Location
1458 Duckworth Street
Waterloo, ON K4M 5P8
Location Map
1458 Duckworth Street, Waterloo, ON K4M 5P8
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceBusiness Insurance
Specialties
High-Risk DriversConstruction Insurance
Business Hours
SundayClosed
Monday08:00 - 16:30
Tuesday08:00 - 16:30
Wednesday08:00 - 16:30
Thursday08:00 - 16:30
Friday08:00 - 16:30
SaturdayClosed
Languages
English
Photos
Reviews
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4.3
7 reviews
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P
Priya Kim
Feb 2026
Great experience!
I had an excellent experience with Gardner & Hoffman Insurance. They found me the best auto insurance rate in Waterloo and the whole process was seamless.
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E
Ethan Li
May 2025
Five stars all around
Switched to Gardner & Hoffman Insurance on a friend's recommendation and I'm so glad I did. My auto insurance premium dropped and I actually have better coverage now.
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K
Kevin Lee
Feb 2025
Smooth transition
Switching from my old broker to Gardner & Hoffman Insurance was completely smooth. They handled all the transfers and actually improved my coverage at a lower cost.
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L
Laura Brown
Aug 2024
Good broker
Gardner & Hoffman Insurance took the time to review our existing policies and found gaps in our coverage. They fixed everything and the price was reasonable.
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N
Noah Lee
Feb 2024
Commercial insurance experts
Gardner & Hoffman Insurance specializes in commercial insurance and it shows. They set up our liability, property, and workers' comp coverage seamlessly.
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L
Liam Dubois
Feb 2024
Fair pricing
Gardner & Hoffman Insurance offered fair pricing on our commercial insurance package. The broker understood our business needs. Would have liked a faster turnaround on the policy documents.
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R
Ryan Reid
Jan 2024
Perfect for small business
Gardner & Hoffman Insurance set up our commercial liability and property insurance. They understood our industry and found coverage that actually fits our needs.
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