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Fraser & Holmes Insurance
Excellent
1102 Stephen Avenue, Waterloo, ON M5D 6N3
Profile last updated: February 20, 2026
Est. 1995 2-5 team members
3.3
Looking for an insurance broker you can trust in Waterloo? Fraser & Holmes Insurance has been providing comprehensive insurance solutions to residents and businesses across Ontario. We are proud to be an independent brokerage, which means we work for you, not the insurance companies.
Our team offers expertise in auto insurance, home and property insurance, business insurance, life insurance, and more. We take the time to understand your coverage needs and shop multiple insurers to find the best combination of price and protection.
With over 31 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. At Fraser & Holmes Insurance, we believe that everyone deserves access to affordable, comprehensive insurance. Contact us to get your personalized quote.
Contact Information
Location
1102 Stephen Avenue
Waterloo, ON M5D 6N3
Location Map
1102 Stephen Avenue, Waterloo, ON M5D 6N3
Get DirectionsInsurance Lines
Auto InsuranceHome Insurance
Specialties
High-Risk DriversRestaurant Insurance
Business Hours
SundayClosed
Monday09:00 - 17:00
Tuesday09:00 - 17:00
Wednesday09:00 - 17:00
Thursday09:00 - 17:00
Friday09:00 - 17:00
SaturdayClosed
Languages
English
Photos
Reviews
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3.3
6 reviews
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J
Julie Poirier
Feb 2026
Top notch broker
Fraser & Holmes Insurance found us comprehensive home and auto insurance at a price that beat what we were paying before. The team is very responsive.
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B
Brandon Kim
Dec 2025
Poor communication
My biggest issue with Fraser & Holmes Insurance was the lack of communication. I had to call multiple times to get updates on my home insurance policy. Frustrating.
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S
Sophia Pelletier
Oct 2025
Mixed feelings
I had mixed feelings about Fraser & Holmes Insurance. The broker was friendly but seemed disorganized. Eventually got my auto insurance sorted but it took longer than expected.
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T
Thomas Li
Sep 2025
Satisfied customer
Overall satisfied with Fraser & Holmes Insurance. They set up our condo insurance and explained the coverage well. The quote process could be faster.
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B
Brandon Campbell
Jun 2024
Not what I expected
Based on reviews I expected more from Fraser & Holmes Insurance. The auto insurance rates they quoted were higher than what I found elsewhere. Didn't feel valued as a customer.
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N
Nathalie Dubois
Mar 2024
Happy with the savings
Saved about $200 on my auto insurance by switching through Fraser & Holmes Insurance. The broker was friendly and professional. Renewal process was smooth.
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