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Elm Insurance Services
Excellent
2125 Pembina Highway, Oshawa, ON M2J 2J6
Profile last updated: February 20, 2026
Est. 2009 10-25 team members
3.6
At Elm Insurance Services, we've made it our business to protect yours. Located in the heart of Oshawa, Ontario, we serve clients across the region with comprehensive insurance solutions. As independent brokers, we have the freedom to compare policies from leading insurers and find the right match for each client.
We cover the full spectrum of insurance needs: auto, home, tenant, condo, commercial general liability, property, professional liability, equipment breakdown, and more. No matter how simple or complex your needs, we have the expertise to help.
With 17 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. Let Elm Insurance Services take the hassle out of insurance. Contact us for a complimentary insurance review.
Contact Information
Location
2125 Pembina Highway
Oshawa, ON M2J 2J6
Location Map
2125 Pembina Highway, Oshawa, ON M2J 2J6
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant Insurance
Specialties
Vacation PropertyCommercial AutoLife Insurance
Business Hours
SundayClosed
Monday09:00 - 18:00
Tuesday09:00 - 18:00
Wednesday09:00 - 18:00
Thursday09:00 - 18:00
Friday09:00 - 18:00
SaturdayClosed
Languages
English
Photos
Reviews
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3.6
8 reviews
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R
Ryan Johnson
Dec 2025
Mixed feelings
I had mixed feelings about Elm Insurance Services. The broker was friendly but seemed disorganized. Eventually got my auto insurance sorted but it took longer than expected.
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J
James Wilson
Oct 2025
Slow and unresponsive
Elm Insurance Services was very slow in processing my business insurance application. Emails went unanswered for days. Eventually I went with another broker.
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T
Tyler Reid
Sep 2025
Great for bundling
Elm Insurance Services bundled our home, auto, and umbrella policies together and saved us a ton. One broker handling everything makes life so much easier.
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R
Robert Walker
Apr 2025
Happy with the savings
Saved about $200 on my auto insurance by switching through Elm Insurance Services. The broker was friendly and professional. Renewal process was smooth.
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A
Ashley Hamilton
Apr 2025
Fair pricing
Elm Insurance Services offered fair pricing on our commercial insurance package. The broker understood our business needs. Would have liked a faster turnaround on the policy documents.
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N
Nicole Lee
Apr 2025
Does the job
Elm Insurance Services helped me find auto insurance after I moved to Oshawa. Decent rates and good coverage. Not the most high-tech office but they get results.
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C
Catherine Kim
Sep 2024
Local knowledge matters
Elm Insurance Services really understands the local insurance market in Oshawa. Their connections with insurers helped me get coverage that bigger brokers couldn't.
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N
Noah Morrison
Jul 2024
Would not recommend
Had a bad experience with Elm Insurance Services. When I needed to file a claim, they were hard to reach and unhelpful. Ended up switching to a different broker.
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