Tenant InsuranceBusiness Insurance
Elm Financial & Insurance
Excellent
1997 Centre Street, St. John's, NL A8A 2M8
Profile last updated: February 20, 2026
Est. 2004 25-50 team members
3.5
Looking for an insurance broker you can trust in St. John's? Elm Financial & Insurance has been providing comprehensive insurance solutions to residents and businesses across Newfoundland and Labrador. We are proud to be an independent brokerage, which means we work for you, not the insurance companies.
Our team offers expertise in auto insurance, home and property insurance, business insurance, life insurance, and more. We take the time to understand your coverage needs and shop multiple insurers to find the best combination of price and protection.
With 22 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. At Elm Financial & Insurance, we believe that everyone deserves access to affordable, comprehensive insurance. Contact us to get your personalized quote.
Contact Information
Location
1997 Centre Street
St. John's, NL A8A 2M8
Location Map
1997 Centre Street, St. John's, NL A8A 2M8
Get DirectionsInsurance Lines
Home InsuranceTenant Insurance
Specialties
New DriversVacation PropertyConstruction Insurance
Business Hours
SundayClosed
Monday08:30 - 17:00
Tuesday08:30 - 17:00
Wednesday08:30 - 17:00
Thursday08:30 - 17:00
Friday08:30 - 17:00
SaturdayClosed
Languages
English
Photos
Reviews
Write a Review
3.5
4 reviews
Sort by:
M
Mei Gauthier
Feb 2026
Couldn't be happier
Switched all my insurance to Elm Financial & Insurance last year. Better coverage, lower premiums, and they handle all the paperwork. Couldn't be happier with the service.
Was this helpful?
C
Christopher Mueller
Jul 2025
Poor communication
My biggest issue with Elm Financial & Insurance was the lack of communication. I had to call multiple times to get updates on my home insurance policy. Frustrating.
Was this helpful?
H
Harpreet Chen
Sep 2024
Insurance made simple
As a newcomer to St. John's, Elm Financial & Insurance made getting auto and tenant insurance incredibly simple. They explained the requirements in Newfoundland and Labrador clearly.
Was this helpful?
J
Julie Wong
Jun 2024
Pretty good
Elm Financial & Insurance helped us with our home insurance renewal. They found a slightly better rate. The process was straightforward, nothing exceptional but reliable.
Was this helpful?
Share Profile
Verify this broker's licence: Check Elm Financial & Insurance's licensing status with the DGSN
Disclaimer: AtlasBrokers is a directory service. We do not sell, solicit, or negotiate insurance. Information on this page is for general reference only and should not be taken as financial or insurance advice.
Request a Quote
Interested in getting a quote from Elm Financial & Insurance? Fill out the form below and they will get back to you.
Step 1 of 4: Type
What type of insurance do you need?
Select the type of insurance you are looking for a quote on.
Is this your brokerage?
Claim this listing to update your information, respond to reviews, and more.
Claim This Listing