Tenant InsuranceBusiness Insurance
Elm Financial & Insurance
Excellent
1852 University Avenue, St. Catharines, ON K4L 6X5
Profile last updated: February 20, 2026
Est. 2003 25-50 team members
3.6
Elm Financial & Insurance is a leading independent insurance brokerage located in St. Catharines, Ontario. We specialize in finding our clients the best insurance coverage from a wide selection of Canada's top insurance providers. Our approach is simple: listen to your needs, compare options from multiple insurers, and recommend the policy that gives you the best protection at the best price.
Whether you need auto insurance, homeowners insurance, tenant insurance, or commercial coverage, our licensed brokers have the expertise to help. We also assist with claims, policy changes, and annual reviews to ensure your coverage always matches your life.
With 23 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. Stop overpaying for insurance. Call Elm Financial & Insurance today and experience the difference an independent broker can make.
Contact Information
Location
1852 University Avenue
St. Catharines, ON K4L 6X5
Location Map
1852 University Avenue, St. Catharines, ON K4L 6X5
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceBusiness Insurance
Specialties
High-Risk DriversConstruction Insurance
Business Hours
SundayClosed
Monday09:00 - 17:00
Tuesday09:00 - 17:00
Wednesday09:00 - 17:00
Thursday09:00 - 17:00
Friday09:00 - 17:00
SaturdayClosed
Languages
English
Photos
Reviews
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3.6
7 reviews
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D
David O'Brien
Dec 2025
Family business feel
Elm Financial & Insurance has that family business feel that you don't get from big insurance companies. They genuinely care about finding you the right coverage.
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J
Jean-Pierre Gauthier
Jul 2025
Solid broker
Elm Financial & Insurance is a solid insurance broker. They compared quotes from several companies for our auto insurance. Could improve their online portal though.
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R
Ryan Pelletier
May 2025
Good overall experience
Had a good experience with Elm Financial & Insurance. They found me a competitive rate for home insurance. Only minor issue was the paperwork took a bit longer than expected.
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R
Ryan Ross
Jun 2024
Great advice
The broker at Elm Financial & Insurance gave me excellent advice on how to lower my auto insurance premiums. Very honest and transparent about what I actually need.
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M
Marc-Andre Tremblay
Apr 2024
Wonderful experience
Needed business insurance for my small company and Elm Financial & Insurance made the process so easy. They compared quotes from several insurers and found the perfect fit.
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S
Simran Okafor
Apr 2024
Five stars all around
Switched to Elm Financial & Insurance on a friend's recommendation and I'm so glad I did. My auto insurance premium dropped and I actually have better coverage now.
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C
Christopher Ross
Mar 2024
Recommended by a friend
A friend recommended Elm Financial & Insurance for home insurance. They delivered on the promise of good rates. Communication could be a bit more proactive.
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Disclaimer: AtlasBrokers is a directory service. We do not sell, solicit, or negotiate insurance. Information on this page is for general reference only and should not be taken as financial or insurance advice.
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