Auto InsuranceHome Insurance
Cole & Gardner Insurance
Excellent
1590 University Avenue, Suite 559, Kitchener, ON L0R 1R9
Profile last updated: February 20, 2026
Est. 1985 10-25 team members
4.3
Looking for an insurance broker you can trust in Kitchener? Cole & Gardner Insurance has been providing comprehensive insurance solutions to residents and businesses across Ontario. We are proud to be an independent brokerage, which means we work for you, not the insurance companies.
Our team offers expertise in auto insurance, home and property insurance, business insurance, life insurance, and more. We take the time to understand your coverage needs and shop multiple insurers to find the best combination of price and protection.
With over 41 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. At Cole & Gardner Insurance, we believe that everyone deserves access to affordable, comprehensive insurance. Contact us to get your personalized quote.
Contact Information
Location
1590 University Avenue, Suite 559
Kitchener, ON L0R 1R9
Location Map
1590 University Avenue, Suite 559, Kitchener, ON L0R 1R9
Get DirectionsInsurance Lines
Home InsuranceTenant InsuranceBusiness Insurance
Specialties
High-Risk DriversFleet InsuranceLandlord Insurance
Business Hours
SundayClosed
Monday09:00 - 17:30
Tuesday09:00 - 17:30
Wednesday09:00 - 17:30
Thursday09:00 - 17:30
Friday09:00 - 17:30
Saturday10:00 - 14:00
Languages
English
Photos
Reviews
Write a Review
4.3
7 reviews
Sort by:
Y
Yuki Chen
Oct 2025
Personal touch
What I love about Cole & Gardner Insurance is the personal service. They remember my name and proactively reach out before renewal to review my coverage.
Was this helpful?
N
Nathalie Stewart
Jul 2025
Commercial insurance experts
Cole & Gardner Insurance specializes in commercial insurance and it shows. They set up our liability, property, and workers' comp coverage seamlessly.
Was this helpful?
N
Noah Olsen
Apr 2025
Helpful staff
The staff at Cole & Gardner Insurance were helpful when I needed to add a new driver to my auto policy. They found a way to keep the premium increase minimal.
Was this helpful?
N
Nathan Leclerc
Mar 2025
Solid broker
Cole & Gardner Insurance is a solid insurance broker. They compared quotes from several companies for our auto insurance. Could improve their online portal though.
Was this helpful?
L
Laura Sharma
Nov 2024
Lost my documents
Cole & Gardner Insurance lost some of my paperwork during the home insurance application process. Had to resubmit everything. Very unprofessional experience.
Was this helpful?
Y
Yuki Lavoie
Jun 2024
Perfect for small business
Cole & Gardner Insurance set up our commercial liability and property insurance. They understood our industry and found coverage that actually fits our needs.
Was this helpful?
M
Mei Johal
May 2024
Excellent service
After a car accident, Cole & Gardner Insurance guided me through the entire claims process. I felt supported every step of the way. Cannot recommend them enough.
Was this helpful?
Share Profile
Verify this broker's licence: Check Cole & Gardner Insurance's licensing status with the FSRA
Disclaimer: AtlasBrokers is a directory service. We do not sell, solicit, or negotiate insurance. Information on this page is for general reference only and should not be taken as financial or insurance advice.
Request a Quote
Interested in getting a quote from Cole & Gardner Insurance? Fill out the form below and they will get back to you.
Step 1 of 4: Type
What type of insurance do you need?
Select the type of insurance you are looking for a quote on.
Is this your brokerage?
Claim this listing to update your information, respond to reviews, and more.
Claim This ListingInsurance Partners
Intact InsuranceAviva CanadaWawanesa InsuranceThe Co-operatorsDesjardins InsuranceRSA InsuranceDefinity Insurance (Economical)Gore Mutual InsurancePembridge InsuranceCAA InsuranceTravelers CanadaNorthbridge InsuranceZurich CanadaWestland InsurancebelairdirectTD InsuranceSonnet InsurancePeace Hills Insurance