Tenant InsuranceBusiness Insurance
Carter & Gray Insurance
Excellent
2046 Elgin Street, St. Catharines, ON N5E 1D3
Profile last updated: February 20, 2026
Est. 1967 50+ team members
3.9
Welcome to Carter & Gray Insurance, your trusted insurance partner in St. Catharines, Ontario. We are a full-service insurance brokerage that believes in putting our clients first. By working with a wide network of insurance companies, we're able to shop the market on your behalf and find competitive rates on auto, home, business, and specialty insurance products.
Our experienced team of licensed brokers understands that every client's needs are different. That's why we take a consultative approach, taking the time to understand your risks and recommending coverage that truly protects what matters most to you.
With over 59 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. Visit our office in St. Catharines or give us a call to discover how an independent broker can make a difference in your insurance experience.
Contact Information
Location
2046 Elgin Street
St. Catharines, ON N5E 1D3
Location Map
2046 Elgin Street, St. Catharines, ON N5E 1D3
Get DirectionsInsurance Lines
Home InsuranceTenant InsuranceBusiness Insurance
Specialties
New DriversConstruction Insurance
Business Hours
SundayClosed
Monday09:00 - 17:30
Tuesday09:00 - 17:30
Wednesday09:00 - 17:30
Thursday09:00 - 17:30
Friday09:00 - 17:30
Saturday10:00 - 14:00
Languages
English
Photos
Reviews
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3.9
7 reviews
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J
Jennifer Taylor
Feb 2026
Wonderful experience
Needed business insurance for my small company and Carter & Gray Insurance made the process so easy. They compared quotes from several insurers and found the perfect fit.
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S
Stephanie Brown
Jun 2025
Decent service
Got my tenant insurance through Carter & Gray Insurance. The price was fair and the coverage is good. Wish they had evening hours for working professionals.
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A
Anika Johal
Apr 2025
Great for bundling
Carter & Gray Insurance bundled our home, auto, and umbrella policies together and saved us a ton. One broker handling everything makes life so much easier.
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N
Nicole Li
Mar 2025
Slow and unresponsive
Carter & Gray Insurance was very slow in processing my business insurance application. Emails went unanswered for days. Eventually I went with another broker.
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J
Jean-Pierre Nguyen
Nov 2024
Amazing customer service
The staff at Carter & Gray Insurance are incredibly friendly and knowledgeable. They answered all my questions about tenant insurance and found me a great policy.
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S
Simran Sharma
Oct 2024
Pretty good
Carter & Gray Insurance helped us with our home insurance renewal. They found a slightly better rate. The process was straightforward, nothing exceptional but reliable.
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B
Benjamin Tremblay
May 2024
Good broker
Carter & Gray Insurance took the time to review our existing policies and found gaps in our coverage. They fixed everything and the price was reasonable.
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Disclaimer: AtlasBrokers is a directory service. We do not sell, solicit, or negotiate insurance. Information on this page is for general reference only and should not be taken as financial or insurance advice.
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