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Capital Insurance Agency
Excellent
229 Bank Street, Richmond Hill, ON M8V 8P2
Profile last updated: February 20, 2026
Est. 2014 10-25 team members
3.8
Since our founding, Capital Insurance Agency has been dedicated to providing outstanding insurance services to the people of Richmond Hill and Ontario. As an independent broker, we proudly represent our clients -- not the insurance companies -- ensuring you always receive unbiased advice and competitive pricing.
We specialize in personal insurance including auto, home, and tenant coverage, as well as commercial insurance for businesses of all sizes. From startups to established enterprises, we tailor our solutions to match your specific risk profile.
With 12 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. Trust Capital Insurance Agency for honest advice, competitive rates, and the kind of personal service that only a local independent broker can provide.
Contact Information
Location
229 Bank Street
Richmond Hill, ON M8V 8P2
Location Map
229 Bank Street, Richmond Hill, ON M8V 8P2
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Specialties
Fleet InsuranceCommercial AutoConstruction InsuranceLife Insurance
Business Hours
SundayClosed
Monday08:30 - 17:00
Tuesday08:30 - 17:00
Wednesday08:30 - 17:00
Thursday08:30 - 17:00
Friday08:30 - 16:00
SaturdayClosed
Languages
English
Photos
Reviews
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3.8
8 reviews
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N
Nathalie Okafor
Dec 2025
Smooth transition
Switching from my old broker to Capital Insurance Agency was completely smooth. They handled all the transfers and actually improved my coverage at a lower cost.
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Jasmine Brown
Oct 2025
Slow and unresponsive
Capital Insurance Agency was very slow in processing my business insurance application. Emails went unanswered for days. Eventually I went with another broker.
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G
Genevieve Cote
Jul 2025
Quick and efficient
Needed auto insurance quickly after buying a new car. Capital Insurance Agency had everything set up within a few hours. Great efficiency!
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F
Fatima Johnson
May 2025
Room for improvement
Capital Insurance Agency handled our business insurance, but the process was slow and I had to follow up multiple times. The final policy was fine though.
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N
Nathan Ross
Dec 2024
Personal touch
What I love about Capital Insurance Agency is the personal service. They remember my name and proactively reach out before renewal to review my coverage.
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S
Sarah Kim
Dec 2024
Top notch broker
Capital Insurance Agency found us comprehensive home and auto insurance at a price that beat what we were paying before. The team is very responsive.
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L
Laura Roy
Sep 2024
Fair pricing
Capital Insurance Agency offered fair pricing on our commercial insurance package. The broker understood our business needs. Would have liked a faster turnaround on the policy documents.
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C
Christopher Martin
Jun 2024
Couldn't be happier
Switched all my insurance to Capital Insurance Agency last year. Better coverage, lower premiums, and they handle all the paperwork. Couldn't be happier with the service.
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