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BrightBay Financial & Insurance
Excellent
421 Pembina Highway, Oshawa, ON N7I 0T3
Profile last updated: February 20, 2026
Est. 2009 10-25 team members
3.6
Choosing the right insurance can feel overwhelming, but BrightBay Financial & Insurance is here to simplify the process. Serving Oshawa and the broader Ontario region, our independent brokerage compares coverage options from multiple insurers so you don't have to.
Whether you need reliable auto coverage, protection for your home, insurance for your rental unit, or a comprehensive commercial policy for your business, we've got you covered. We handle the research, the comparisons, and the paperwork.
With 17 years of experience serving our community, we have built strong relationships with insurers and a deep understanding of our clients' needs. When you work with BrightBay Financial & Insurance, you get more than a policy -- you get a partner who's invested in your protection.
Contact Information
Location
421 Pembina Highway
Oshawa, ON N7I 0T3
Location Map
421 Pembina Highway, Oshawa, ON N7I 0T3
Get DirectionsInsurance Lines
Home InsuranceTenant Insurance
Specialties
High-Risk DriversFleet InsuranceCondo InsuranceCommercial AutoTravel Insurance
Business Hours
SundayClosed
Monday08:00 - 16:30
Tuesday08:00 - 16:30
Wednesday08:00 - 16:30
Thursday08:00 - 16:30
Friday08:00 - 16:30
SaturdayClosed
Languages
English
Photos
Reviews
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3.6
7 reviews
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M
Marie-Claire Mueller
Jan 2026
Okay but not great
Used BrightBay Financial & Insurance for tenant insurance. Price was average, service was fine. Nothing that really stood out compared to other brokers I've used.
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Patrick Chen
Dec 2025
Great experience!
I had an excellent experience with BrightBay Financial & Insurance. They found me the best auto insurance rate in Oshawa and the whole process was seamless.
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Olivia Lefebvre
Nov 2025
Mixed feelings
I had mixed feelings about BrightBay Financial & Insurance. The broker was friendly but seemed disorganized. Eventually got my auto insurance sorted but it took longer than expected.
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R
Robert Morrison
Jul 2025
Helpful staff
The staff at BrightBay Financial & Insurance were helpful when I needed to add a new driver to my auto policy. They found a way to keep the premium increase minimal.
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T
Thomas Morin
Mar 2025
Fair pricing
BrightBay Financial & Insurance offered fair pricing on our commercial insurance package. The broker understood our business needs. Would have liked a faster turnaround on the policy documents.
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J
Jasmine Chen
Jan 2025
Excellent service
After a car accident, BrightBay Financial & Insurance guided me through the entire claims process. I felt supported every step of the way. Cannot recommend them enough.
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T
Thomas Girard
Jan 2024
Helpful but slow
The broker at BrightBay Financial & Insurance was very helpful and knowledgeable about business insurance, but it took a few days to get our quotes back. End result was good though.
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