Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Bell & Spencer Insurance
Excellent
1478 Barrington Street, Waterloo, ON P0V 9E7
Profile last updated: February 20, 2026
Est. 1991 5-10 team members
4.3
Bell & Spencer Insurance, located in Waterloo, Ontario, is your one-stop shop for all things insurance. We've built our reputation on providing exceptional service, competitive rates, and unbiased advice. As independent brokers, we compare policies from many different insurers to help you find the best deal.
From everyday coverage like auto and home insurance to specialized products for businesses and professionals, our team has the knowledge and connections to get you properly covered.
With over 35 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. Don't settle for the first quote you get. Let Bell & Spencer Insurance shop the market for you and find the insurance you deserve.
Contact Information
Location
1478 Barrington Street
Waterloo, ON P0V 9E7
Location Map
1478 Barrington Street, Waterloo, ON P0V 9E7
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Specialties
High-Risk DriversLandlord InsurancePet Insurance
Business Hours
SundayClosed
Monday08:30 - 17:00
Tuesday08:30 - 17:00
Wednesday08:30 - 17:00
Thursday08:30 - 17:00
Friday08:30 - 17:00
SaturdayClosed
Languages
EnglishFrench
Photos
Reviews
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4.3
8 reviews
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L
Linda Lefebvre
Feb 2026
Mixed feelings
I had mixed feelings about Bell & Spencer Insurance. The broker was friendly but seemed disorganized. Eventually got my auto insurance sorted but it took longer than expected.
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L
Linda Okafor
Feb 2025
Family business feel
Bell & Spencer Insurance has that family business feel that you don't get from big insurance companies. They genuinely care about finding you the right coverage.
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J
Jacques Lee
Jan 2025
Great for bundling
Bell & Spencer Insurance bundled our home, auto, and umbrella policies together and saved us a ton. One broker handling everything makes life so much easier.
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A
Andrew Murray
Oct 2024
Local knowledge matters
Bell & Spencer Insurance really understands the local insurance market in Waterloo. Their connections with insurers helped me get coverage that bigger brokers couldn't.
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E
Ethan Roy
Sep 2024
Very professional
From the first call to signing the policy, everything was handled professionally. Bell & Spencer Insurance really knows the insurance market in Ontario.
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S
Sophia Olsen
Sep 2024
Commercial insurance experts
Bell & Spencer Insurance specializes in commercial insurance and it shows. They set up our liability, property, and workers' comp coverage seamlessly.
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E
Emma Robertson
Jun 2024
Would recommend to anyone
The team at Bell & Spencer Insurance in Waterloo went above and beyond to help us. They shopped around and found us home insurance that was significantly cheaper.
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Y
Yuki Girard
Apr 2024
Wonderful experience
Needed business insurance for my small company and Bell & Spencer Insurance made the process so easy. They compared quotes from several insurers and found the perfect fit.
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