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Bell & Freeman Insurance
Excellent
2499 York Street, Suite 159, Cobourg, ON M5O 5C4
Profile last updated: February 20, 2026
Est. 1976 2-5 team members
4.4
Bell & Freeman Insurance is an independent insurance brokerage proudly serving the Cobourg community and surrounding areas in Ontario. As an independent broker, we work with multiple insurance providers to compare rates and coverage options, ensuring our clients get the best value for their insurance needs.
Our team specializes in auto insurance, home insurance, commercial insurance, and tenant insurance. Whether you're a first-time home buyer, a growing business, or simply looking for better rates on your current policy, we take the time to understand your unique situation and find the right coverage.
With over 50 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. We are committed to providing personalized service and expert advice to every client who walks through our door. At Bell & Freeman Insurance, you're not just a policy number -- you're part of our community.
Contact Information
Location
2499 York Street, Suite 159
Cobourg, ON M5O 5C4
Location Map
2499 York Street, Suite 159, Cobourg, ON M5O 5C4
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant Insurance
Specialties
High-Risk DriversNew DriversSenior DriversPet Insurance
Business Hours
SundayClosed
Monday09:00 - 17:30
Tuesday09:00 - 17:30
Wednesday09:00 - 17:30
Thursday09:00 - 17:30
Friday09:00 - 17:30
Saturday10:00 - 14:00
Languages
English
Photos
Reviews
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4.4
8 reviews
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T
Thomas Chen
Oct 2025
Local knowledge matters
Bell & Freeman Insurance really understands the local insurance market in Cobourg. Their connections with insurers helped me get coverage that bigger brokers couldn't.
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Julie Wong
Jun 2025
Very professional
From the first call to signing the policy, everything was handled professionally. Bell & Freeman Insurance really knows the insurance market in Ontario.
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Liam Fortin
Jan 2025
Insurance made simple
As a newcomer to Cobourg, Bell & Freeman Insurance made getting auto and tenant insurance incredibly simple. They explained the requirements in Ontario clearly.
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Alexander Morrison
Dec 2024
Exceptional claims handling
When I had a water damage claim, Bell & Freeman Insurance handled everything quickly and professionally. The claim was settled faster than I expected.
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H
Hassan Hamilton
Nov 2024
Amazing customer service
The staff at Bell & Freeman Insurance are incredibly friendly and knowledgeable. They answered all my questions about tenant insurance and found me a great policy.
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Amelia Bouchard
Jun 2024
Room for improvement
Bell & Freeman Insurance handled our business insurance, but the process was slow and I had to follow up multiple times. The final policy was fine though.
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Anika Lavoie
Apr 2024
Perfect for small business
Bell & Freeman Insurance set up our commercial liability and property insurance. They understood our industry and found coverage that actually fits our needs.
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C
Christopher Wong
Feb 2024
Great experience!
I had an excellent experience with Bell & Freeman Insurance. They found me the best auto insurance rate in Cobourg and the whole process was seamless.
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