Auto InsuranceHome InsuranceTenant Insurance
Bay Risk Solutions
Excellent
1977 Elgin Street, Suite 138, Kingston, ON N0Y 7D3
Profile last updated: February 20, 2026
Est. 1986 10-25 team members
4.2
Bay Risk Solutions has been helping individuals and businesses in Kingston and across Ontario find the right insurance coverage at competitive prices. As an independent brokerage, we have the freedom to compare policies from dozens of leading Canadian insurance companies, giving our clients access to options they simply can't find on their own.
From auto and home insurance to commercial liability and specialty coverages, our knowledgeable brokers are here to guide you through the process. We handle the comparisons, the paperwork, and the negotiations so you don't have to.
With over 40 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. Our commitment to exceptional customer service has earned us the trust of thousands of policyholders across Ontario.
Contact Information
Location
1977 Elgin Street, Suite 138
Kingston, ON N0Y 7D3
Location Map
1977 Elgin Street, Suite 138, Kingston, ON N0Y 7D3
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant Insurance
Specialties
High-Risk DriversLife InsuranceTravel InsurancePet Insurance
Business Hours
SundayClosed
Monday09:00 - 17:00
Tuesday09:00 - 17:00
Wednesday09:00 - 17:00
Thursday09:00 - 17:00
Friday09:00 - 17:00
SaturdayClosed
Languages
English
Photos
Reviews
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4.2
6 reviews
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Philippe Wong
Sep 2025
Multi-policy savings
Combined our home, auto, and cottage insurance through Bay Risk Solutions. The multi-policy discount was substantial and managing everything through one broker is so convenient.
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Philippe Ross
Dec 2024
Great experience!
I had an excellent experience with Bay Risk Solutions. They found me the best auto insurance rate in Kingston and the whole process was seamless.
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Andrew Ross
Jul 2024
Average experience
My experience with Bay Risk Solutions was average. They found decent auto insurance rates but nothing spectacular. Communication could be improved.
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Samantha Ross
May 2024
Quick and efficient
Needed auto insurance quickly after buying a new car. Bay Risk Solutions had everything set up within a few hours. Great efficiency!
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Amelia Wong
Mar 2024
Good broker
Bay Risk Solutions took the time to review our existing policies and found gaps in our coverage. They fixed everything and the price was reasonable.
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Samantha Bouchard
Feb 2024
Pretty good
Bay Risk Solutions helped us with our home insurance renewal. They found a slightly better rate. The process was straightforward, nothing exceptional but reliable.
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