Auto InsuranceHome Insurance
Bay Insurance Services
Excellent
1080 Barrington Street, Cobourg, ON N0W 2T9
Profile last updated: February 20, 2026
Est. 1993 5-10 team members
2.8
Since our founding, Bay Insurance Services has been dedicated to providing outstanding insurance services to the people of Cobourg and Ontario. As an independent broker, we proudly represent our clients -- not the insurance companies -- ensuring you always receive unbiased advice and competitive pricing.
We specialize in personal insurance including auto, home, and tenant coverage, as well as commercial insurance for businesses of all sizes. From startups to established enterprises, we tailor our solutions to match your specific risk profile.
With over 33 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. Trust Bay Insurance Services for honest advice, competitive rates, and the kind of personal service that only a local independent broker can provide.
Contact Information
Location
1080 Barrington Street
Cobourg, ON N0W 2T9
Location Map
1080 Barrington Street, Cobourg, ON N0W 2T9
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Specialties
Fleet InsuranceCondo InsuranceCyber InsuranceRestaurant Insurance
Business Hours
SundayClosed
Monday08:30 - 17:00
Tuesday08:30 - 17:00
Wednesday08:30 - 17:00
Thursday08:30 - 17:00
Friday08:30 - 17:00
SaturdayClosed
Languages
English
Photos
Reviews
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2.8
5 reviews
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M
Michael Okafor
Nov 2025
Good broker
Bay Insurance Services took the time to review our existing policies and found gaps in our coverage. They fixed everything and the price was reasonable.
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H
Hassan Walker
Nov 2025
Helpful staff
The staff at Bay Insurance Services were helpful when I needed to add a new driver to my auto policy. They found a way to keep the premium increase minimal.
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D
Daniel Sharma
Jul 2025
Highly recommend
Bay Insurance Services helped us compare home insurance quotes from multiple providers. We ended up saving over $400 a year. Very professional team.
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I
Isabelle Tremblay
Jul 2024
Lost my documents
Bay Insurance Services lost some of my paperwork during the home insurance application process. Had to resubmit everything. Very unprofessional experience.
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J
Jennifer Johnson
Apr 2024
Not what I expected
Based on reviews I expected more from Bay Insurance Services. The auto insurance rates they quoted were higher than what I found elsewhere. Didn't feel valued as a customer.
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