Auto InsuranceHome InsuranceTenant Insurance
Elm Financial & Insurance
Excellent
901 Water Street, Richmond, BC V0Z 8T3
Profile last updated: February 20, 2026
Est. 1985 5-10 team members
3.3
Elm Financial & Insurance is a leading independent insurance brokerage located in Richmond, British Columbia. We specialize in finding our clients the best insurance coverage from a wide selection of Canada's top insurance providers. Our approach is simple: listen to your needs, compare options from multiple insurers, and recommend the policy that gives you the best protection at the best price.
Whether you need auto insurance, homeowners insurance, tenant insurance, or commercial coverage, our licensed brokers have the expertise to help. We also assist with claims, policy changes, and annual reviews to ensure your coverage always matches your life.
With over 41 years of experience in the insurance industry, we bring deep expertise and long-standing insurer relationships to every client interaction. Stop overpaying for insurance. Call Elm Financial & Insurance today and experience the difference an independent broker can make.
Contact Information
Location
901 Water Street
Richmond, BC V0Z 8T3
Location Map
901 Water Street, Richmond, BC V0Z 8T3
Get DirectionsInsurance Lines
Auto InsuranceHome InsuranceTenant InsuranceBusiness Insurance
Specialties
Senior DriversLandlord InsuranceCommercial Auto
Business Hours
SundayClosed
Monday08:30 - 17:00
Tuesday08:30 - 17:00
Wednesday08:30 - 17:00
Thursday08:30 - 17:00
Friday08:30 - 17:00
SaturdayClosed
Languages
English
Photos
Reviews
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3.3
8 reviews
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L
Lucas Lavoie
Jan 2026
Family business feel
Elm Financial & Insurance has that family business feel that you don't get from big insurance companies. They genuinely care about finding you the right coverage.
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A
Ashley Belanger
Dec 2025
Saved us money on auto insurance
Switched our auto insurance through Elm Financial & Insurance and saved a significant amount. The broker took the time to explain all the coverage options clearly.
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G
Genevieve Wong
Nov 2025
Average experience
My experience with Elm Financial & Insurance was average. They found decent auto insurance rates but nothing spectacular. Communication could be improved.
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N
Nathalie Wong
Oct 2025
Reliable broker
Been with Elm Financial & Insurance for a couple of years now. They handle our home and auto insurance well. Sometimes hard to reach during busy periods.
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J
Jacques Li
Mar 2025
Recommended by a friend
A friend recommended Elm Financial & Insurance for home insurance. They delivered on the promise of good rates. Communication could be a bit more proactive.
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M
Marc-Andre Brown
Sep 2024
Personal touch
What I love about Elm Financial & Insurance is the personal service. They remember my name and proactively reach out before renewal to review my coverage.
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K
Kevin Anderson
Jul 2024
Could be better
The rates Elm Financial & Insurance found for my home insurance were okay, but I found a similar quote on my own online. The personal service was nice though.
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G
Genevieve Anderson
May 2024
Smooth transition
Switching from my old broker to Elm Financial & Insurance was completely smooth. They handled all the transfers and actually improved my coverage at a lower cost.
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Disclaimer: AtlasBrokers is a directory service. We do not sell, solicit, or negotiate insurance. Information on this page is for general reference only and should not be taken as financial or insurance advice.
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